Category Archives: Dental

Affordable Dental Care

Caring for your teeth doesn’t become any less important as you get older. Regular checkups and cleanings will help to reduce the risk of serious detail problems at any age. Being able to afford it though shouldn’t be what prevents you from getting what you need. There are dental plans for seniors to help make it possible and affordable.

The number of elderly who haven’t been to a dentist in years is upsetting. When asked, most of them will tell you they don’t have the money to get to see a provider. There are too many other priorities they must spend their money on including housing, food, and medications. A low premium for great dental care can change many things for you.

Compare Plans

Take the time to compare dental plans for seniors as there can be many differences. The prices often vary based on what is included. Some have a lengthy waiting period which means you can’t use the benefits immediately. Others allow you to schedule an appointment and to get the care as soon as you sign up and pay your premium.

Find out about the payments to the dental providers too. Some dental plans for seniors require you to pay it all out of pocket. Then a claim is processed and they will send you a check. It can take a long time to get reimbursed. Realistically, many seniors don’t have the funds to go this route.

The better plans pay the dental provider directly. You will know what your out of pocket costs are going to be in advance. You can budget to pay for them and the insurance coverage will take care of the rest once the dental office has submitted the claim.

Selecting a Provider

If you already have a dentist, find out about the dental plans for seniors they accept. You don’t want to have to change providers due to the coverage you have in place. While you may not have a choice sometimes, check with your current dental office. They will often try to do all they can to get that program approved so they can accept it. They want to keep you as a customer!

If you don’t have a dentist, you can select one of the dental plans for seniors and then find a provider. Before you buy though, make sure they have a long list of great providers you can pick from. Always find out the reputation of any dentist before you schedule an appointment with them. Find out about the types of procedures and methods they offer at that office.

Routine Needs

There are dental plans for seniors that only cover the routine needs. This includes annual exams, x-ray, and a cleaning every six months. These are the most affordable plans. However, you aren’t going to have coverage should you need something more advanced. It is a good idea to have that coverage in place. At some point, most people will need to access those services.

Regular checkups can help you to avoid pain in the mouth and gums. It can help the dentist to recognize signs of problems before they are able to progress. Getting help early on is going to save you money on those more extensive procedures too.

Advanced Dental Care

Coverage for advanced dental care will help you to keep your smile looking great. It will help you to avoid dental problems that will only continue to get worse without successful dental care by a professional. You should look for a plan that will help you to save at least 50% on all of the advanced dental care needs.

Benefits Of Having A Good Dental

Teeth are one of the important parts of our body. If you have the good set of teeth then you will look attractive and it will give you lots of confidence for smiling and speaking in front of other people. But people don’t take care of their teeth as they take care of the other parts of the body. Taking care of teeth is not a difficult task if you know what to do and what not to do then for sure you will have good dental health.

It is very important that you take care of teeth and also gums because if you ignore them for a long time then this will turn out be very expensive and also very painful. It is not good for the health because when you eat something then it will become unhealthy and this will create lots of health problems for you if you have dental problems. Dental care is equally important for people of all age group. From kids to adults everyone needs to take care of their teeth. Especially kids suffer lots of dental problems because they are not that knowledgeable than adult means they don’t know what is bad for their teeth. At that time, it will be a responsibility of their parents to provide them good dental care. From the young age if you have good dental health then it will remain with you for many years.

It is very important you stay away from the bad habits of smoking, alcohol, tobacco and also from the junk food if you want good dental care. These all things will create lots of problems in teeth and gums and top of it these are not even good for the overall health. Eat those food items which are healthy for body and equally good for the dental health.

For the good dental care, brushing is very important and you need to brush your teeth almost after every meal. It will help your teeth to fight the germs. Also, use mouthwash for good smell of breath.

Dentists will help you in getting good dental care. Dentists are very knowledgeable and experienced with the different dental problems. If you visit the clinic of the dentist at the regular time then you will able to take care of the dental problems which are the start to grow. So you will have good dental health. They have best tools which help dentists to provide good dental care to the patients.

Discount Dental Plans and Affordable Dental

Healthy teeth and gums play a fundamental role in our overall health. Regrettably, rising dental insurance premiums and treatment costs have made dental care inaccessible to many people across the nation. Today, there are more than 108 million children and adults without dental insurance in the U.S. As the need for affordable dental care continues to grow, more and more people turn toward discount dental plans as a cost-effective and easy-to-use alternative to dental insurance.

Current research shows a clear shift in the dental benefits marketplace attributed, in part, to concerns with cost, choice and service. Many consumers and employers are moving away from the inflated premiums, strict restrictions, poor service and other limitations often associated with traditional dental insurance and are looking toward the savings and benefits offered by discount dental plans. “With an estimated 45% of Americans not having any type of dental coverage, and the dental insurance marketplace offering few, affordable dental products for individuals, discount dental plans are an attractive answer to the need to reduce consumer out-of-pocket costs and increase access to care.”

Discount dental plans provide consumers with the value they desire by offering access to affordable, quality dental care at a low price and with an emphasis on choice and service. Plan members pay a low annual membership fee and are granted access to a network of participating providers offering discounts of 10% to 60% on most dental procedures, including braces, root canals, crowns, dentures, cosmetic dentistry and more on select plans. Certain plans even include discounts on additional benefits, including prescription, vision, hearing and chiropractic care.

Discount dental plans, designed to provide significant savings on members’ dental care needs, have quickly become an attractive alternative to costly dental insurance. Traditional dental insurance, once the only dental benefit option available, features many drawbacks including costly deductibles, tedious claim forms, long waiting periods and other limitations. On the other hand, discount dental plans are more cost-effective, easy-to-use and free of these hassles.

Additionally, discount dental plans – starting at $79.95 per year for individuals and $129.95 per year for families – are much more affordable than dental insurance. According to a 2005 report by the National Association of Dental Plans (NADP), a trusted representative of the dental benefits industry, the average monthly premium for individual dental HMO insurance is nearly $16 (about $192 per year), compared to nearly $24 (about $288 per year) for individual dental PPO insurance and nearly $31 (about $372 per year) for individual dental indemnity insurance. According to NADP, “Discount dental plans have become an economical and important alternative to combat the rising cost of health care. They are a cost-effective vehicle for millions of undeserved consumers to improve their access to dental care.”

Discount dental plans also provide businesses and other groups with dental benefits that are easy to implement and practically effortless to manage. Many businesses are using discount dental plans to offer dental benefits to people that are rarely covered by traditional dental insurance, including retirees, part-timers, seasonal workers and uninsured dependents. Businesses can protect their employees’ health and provide peace of mind by encouraging their team to join a money-saving discount dental plan.

Tips For Affordable Dental Care

Staying current with dental care cleanings and treatments is important – regardless of your age.

In today’s economy, however, some look at preventive dental care treatments as an extra cost that can be cut. Unfortunately, doing this tends to only lead to more painful situations – for both your teeth and your pocket book.

First, we’ll explore the challenges of paying for dental care for each age group, including children, students, newlyweds and seniors. Then, we’ll provide a solution that can help make dental care more affordable at any age.

Dental Care Budgeting Challenges for Each Age Group

Children from Kindergarten to 12th Grade

For families on limited budgets, or families just temporarily hurting from the tough economy, preventive visits to the dentist may get lost in the budget cuts.

This is unfortunate, because dental disease currently accounts for 51 million lost school hours per year, and it is preventable in most cases.

Many parents share the misconception that dental care can be postponed until their children’s baby teeth are replaced by adult teeth. But on the contrary, dental health issues from childhood often transfer to adult teeth.

A simple way to reduce the chances of lifetime dental health issues for your children is to take them to the dentist twice a year for preventive checkups and cleanings – in order to catch and fix problems in early stages.

College Students

While many students operate on a shoe-string budget during these years, it’s still important to keep dental care cleanings and treatments current.

Doing this, however, becomes trickier as access to family dental insurance plans waivers based on age and student status limitations.

In situations where students do not have dental insurance, it’s easy to see treatments and checkups as auxiliary costs that can be temporarily dropped. With an already limited budget and no assistance with dental care costs, a root canal or other major dental procedure can become a very painful and expensive experience for a college student.

Just Married

For those who get married in their 20s or 30s, other major purchases may take away from the health care budget.

Buying a house, getting a new car or even making room in the budget for future additions to the family make it tempting to lengthen the time between dental checkups and cleanings.

However, just as with other age groups, postponing preventive checkups and cleanings can lead to much bigger problems down the road – especially when the dental care budget has already been reallocated for other expenses.

Golden Years

Many seniors find themselves on a fixed income and unfortunately, with age, the risk for dental problems increases.

A study conducted in New York showed that among seniors, 15% listed cost as the main barrier to accessing the dental care they need. For the other 85%, transportation was the leading barrier, which in many cases may tie indirectly to financial problems.

Seniors have a 300% greater chance to develop cavities than children and about 30% of all seniors lose their natural teeth. With statistics like these, it is easy to see why it’s so important for seniors to maintain regular dental checkups and cleanings.

A Dental Care Solution for Any Age Group

All too often, when people of any age group find themselves lacking either medical or dental insurance, they go into “wait until something happens” mode. And this can be a very costly mistake.

Finding Free Or Low Cost Dental Care

The need for low-cost or free dental care will increase. According to the American Dental Association (ADA), eight out of ten people believe that taking care of their teeth and gums is a necessity, but only one-third of them say they are doing an excellent job with it.

Because of the recession there are millions of people who are uninsured and can’t afford to see the dentist. Additionally, state funded facilities are finding out that they have to decrease their services or even close because the funding is not there. The needs of the people are placing a strain on the state’s budget.

The important thing is not to panic. When having to go without services that you’ve been accustomed to receiving it can render a feeling of helplessness. Fortunately, we live in a country where there are alternative resources available where you can receive assistance. The real issue becomes how you can afford what is being offered or how to find someone that will offer their services to you for free.

There are some nonprofit organizations and resources who have taken the initiative to fill the gap left by budget cuts and closings for those in need. Unfortunately, the number of people needing assistance far out numbers the available resources.

Many physicians and dentists volunteering around the country to provide dental care to the unemployed, college students and the uninsured as a way to give back to the community. Included in this article are organizations you can search online and contact them for state and nation wide information for volunteers in your area to service your dental needs for a low cost or for free.

Local dental schools: a dental school in your area will often provide dental services for a very low cost and possibly a payment plan option. A dental school is an excellent way to go if you are on a tight budget. Skilled instructors are on hand to oversee the work of the students. For a listing of dental schools around the country, visit the ADA.org website.

Dentistry from the Heart was started to address and publicize the growing number of the uninsured and under-insured people in this country. It became a national nonprofit organization in 2007, with free dental care events all over the country. Since 2001, more than $1 million in free dental care has been provided.

The Dental Health Magazine helps locate free and affordable dental care to those who need it. The site also discusses the latest information in dental products and services.

American Dental Association (ADA.org): search site for free dental care. It will provide several organizations that provide dental care nationwide, but appears to promote programs geared towards children. The ADA is committed to reducing these disparities by supporting initiatives that broaden access to dental care for people who otherwise cannot afford it and encourage more dentists to practice in designated under served areas.

Free Medical Camps.com: provides clients the most recent and up to date information about free Medical and Dental Clinics available in the United States.

Low cost dental plans: Provide discount dental care plans that are affordable with great   discount rates for dental care for you and your family. Most plans do not penalize you if you have a preexisting condition. The plan can be activated within 48 hours without long waiting periods. Additional benefits that may be included in the plan are discounts on prescriptions, vision care and more.

It is imperative that you have Internet access because most of these resources are found online. Some of them do not make the evening paper or news. Rather, you may find out about the mobile dental services by networking at clinics or other places that provide assistance for those in need. What’s important is that you don’t give up if you are not able to accomplish obtaining the care you need. Stay positive, focused and proactive in getting the care you need.

How to Find Affordable Dental Care

In the 1960’s and 1970’s, most dental insurance policies would cover up to $1,000 or $1,500 in dental care every year. Today, a single crown can cost that much, but most dental insurance policies still have the same annual dollar limits.

Unable to find affordable dental services, many people are having teeth pulled that could be fixed, because they can’t afford to pay for the work.

Finding affordable dental services in your area should not be that difficult. Though the task of locating a dental specialist who offers an affordable dental plan for yourself or your family can take some time, but it can be done easily if you know how to find them.

First and simple step for doing so is to just ask around. World of the mouth is possibly the best chance you can have while looking for a good dental care plan. Simply inquire about them from your relatives, friends and co-workers. Ask about the dental services they are getting, how much it costs, how easy it’s to get an appointment, if the emergency service is provided and so on. Inquire about their personality, if they are friendly, especially towards the children and if the atmosphere in their office is relaxing and reassuring. By asking around you will not only be able find a dental care facility that you can count on but also the ones you can avoid.

If you have just moved to a new area, it could be quite hard for you to find affordable dental care. Since you are new and don’t know anyone well enough to ask about their dental plans, you can try checking out the local hospitals and other facilities that use the services of a dentist. They or the dentist they employ should be able provide you with a list of the best dental care facilities in the area. If you are planning to move to a new area, you can always check with your present dentist and find out if he can suggest any dental facility in your new area.

The other thing you can do in order to find an affordable dental care is to check out the local dental schools. Most of these schools offer dental services and that too at competitive rates. Some of them may offer to clean and check your teeth for free. You can search for them over the Internet easily.

The most powerful and easiest way of finding great dental services in your area is searching for them online. There are thousands of websites listed over the Internet that can help you locate a dental facility in your area. Simply enter the zip code of the area, and you will get the list of dentists that offer dental care in and around the particular area. Many of the dental insurance companies also provide this facility on their websites. Searching for dentists over your insurance company’s website will give a personalized list of dentists that accept your insurance cover.

However, if you don’t want to go through all the hassles of finding an affordable dental care in your area you can always go for CAREINGTON Dental Plan. Careington offers affordable dental coverage for individuals and entire family. Established by two dentists in 1979, Careington today has more than 54,000 dental service providers throughout America. You will get the best dental care from the best dentist specialists with latest technology and procedures at low and affordable rates.

How to Get Free Dental Care

Today a lot of people never get dental insurance included in their medical insurance policy. In fact a long time back, the thousand dollars of dental fees were not even covered by insurance policies. Nothing seems to have changed in fact the costs involved in dental treatments have now doubled or tripled than before. Now, even if insurance covers dental treatment costs only a small number of people are actually able to afford it. Due to this reason a lot of people have opted for tooth extraction as an alternative of paying for dental care. Many of them even avoid getting dental care treatments on time due to the expenses involved. Tooth decay and gum disease are the common risks involved if oral care is avoided long enough.

Out of all the 50 states in the U.S., according to the Texas Senator Eliot Shapleigh only a minimal number of residents in Texas have overall health insurance and therefore it ranks last in this regard. Free dental care has become a need all over the country and especially in Texas, so now a lot of organizations have started to put an effort to offer free dental services and there are now several places where people can go, to avail free oral care.

If you are in need of free dental treatment you can start by contacting the Texas Dental Association Smiles Foundation. Every year these dental care opportunities are provided by the licensed dentists at this organization for those who are in need of immediate dental care. The Texas Mission of Mercy is a large event which is held every year for two days in variety of cities all across the state. Here hundreds of people are able to receive free dental care from the volunteering dentists. They even offer free dental services on the go by travelling into communities in mobile vans known as ‘Smiles on Wheels’.

A second alternative to receive such schemed care is by applying at a Hill-Burton Facility for free dental care. The U.S. Department of Health and Human Resources runs the Hill-Burton program, where qualified people are allowed to avail free or low-cost dental and medical care. To be eligible the income level of each patient should meet the current HHR Poverty Guidelines. All you need to do is to go to a facility near you where a Hill-Burton obligated facility is accepted and apply for the free treatment and care. In Texas there are now 11 Hill-Burton facilities and by visiting the HHR website you can find more information about them.

Dental Care Services and Plans

Many people usually neglect issues related to dental care such as taking good care of their gums, teeth etc. Dental care also involves treatment and prevention of diseases of the teeth and gums apart from the repair and replacement of defective teeth.

Gone are those days when dental services used to be an expensive option. Let us have a look at a few tips on how to find affordable dental care services:

1. Start by simply inquiring about a good dental plan from your co-workers, friends and relatives. Ask questions such as whether emergency service is provided, how easy it is to get an appointment, how much it costs, the different types of dental services and so on. Also inquire about whether the atmosphere of the dental care facility is reassuring and relaxing, behavior of the staff especially towards children etc.

2. Dental services are also provided at local dental schools at affordable and competitive rates. Some of these schools might offer to check and clean your teeth for free of cost. It should not be a problem to find a list of such schools in and around your area through internet.

3. In case you are new to an area, try checking out the services of the dental specialist who provides his/her services to the local hospitals. You can also search for the best dental care facilities in your area online. You can also use your insurance company’s website to search for dentists who would accept your insurance cover.

Following are the two most popular dental plan options:

1. Dental Insurance:
One of the options for oral health care is dental insurance. Apart from a few dental insurance policies which might cost less than $10 on a monthly basis, most of the available options would be expensive. It is essential on your part to read the entire terms and conditions, excluded procedures and items, what the policy covers, the annual cost for both family and individual policies which ever applies to you.

Most of the people going for such policies do not know that pre-existing conditions are not covered by such policies. Even after the completion of 1 year, most companies pay progressively, such as covering 15% the 2nd year, 30% the 3rd year and so on. Thus, such kinds of dental insurance are usually not recommended by agents currently because of their lack of coverage and high cost.

2. Discount Dental Plans:
Pre-existing plans are not restricted in case of discounted dental care plans. Substantial discounts are offered by such plans on routine dental care like braces, dentures, root canals, X-rays, cleanings, check-ups and more. The membership fees of such dental care plans usually average around $150 for families and $100 for individuals annually. At the time of your appointment, you need to pay for your visit in full.

No permission of any sort is required in case you want to change your dentist. Within the network of the plan, you can visit any provider in any state. It is to be noted that large discount dental plan networks have providers in excess of over 0.1 million dental specialists and dentists worldwide.

Tips to Lower Your Pricey Dental Care

Getting cosmetic dentistry and dental treatment in several parts of the world, specifically in wealthy countries of the developed world, can be extremely expensive, regardless of whether you have access to any form of dental coverage.

In a survey (1999-2004), it has been revealed by the National Health and Nutrition Examination Survey (NHANES) that 3.75% of adults between the age of 20 and 64 have no remaining teeth. As of 2010, nearly 45 million Americans lacked dental insurance, according to the US federal agency CDC’s statistics.

Many middle-income and uninsured people avoid their dentist appointments due to high costs than pain. But delaying needed dental treatment or check up can put them at an increased risk of facing costlier and more extensive dental work in the long run. Understandably, the oral and dental problems can worsen an individual’s oral health if not attended to immediately.

If you are in need of any kind of dental treatment or surgery but are scared of the heavy dentist bill, by following some useful tips you can save money on your dental care.

Mentioned below are some useful tips to lower the costs of dental treatments for insured and uninsured alike.

Dental Tourism 
Dental care could be highly cost prohibitive in several wealthy countries like US, Canada, Australia, the UK and other EU countries.

Compared to the US and European countries, all common dental makeover procedures including veneers, tooth colored fillings, bleaching as well as more complex treatments including orthodontic or surgical treatments like dental implant, bridges, crowns, sealants and tooth bonding can be found at surprisingly lower costs in developing and some newly industrialized countries like India, Thailand, Mexico, Costa Rica, Hungary and Belgium, due to the lower living costs and labor wages.

So, instead of delaying your medically necessary dental treatment you can look for inexpensive alternatives in any cheaper country of your choice.

Say No to Frequent X-rays
Your dentist might suggest dental x-ray during your first visit, a scheduled checkup, or a return for treatment. But the American Dental Association (ADA) recommends that the frequency of trips to the dentist’s X-ray chair should be determined by the current condition of a patient’s dental health.

So, if you have good oral health, it is just not necessary to have dental x-rays taken every time you visit the dentist. Having teeth x-rayed less frequently can not only save you substantial amount of money but also keep you from potentially harmful radiation exposure from dental X-rays.

Use Negotiation
Another way to keep your dental treatment cost down is to talk to your dental surgeon about payment options during the initial consultation. After having clear understanding of what will and will not be included in the dentist bill you may ask for discount on the dental bill. Your dental care provider and facility may offer you a variety of payment options. Don’t be afraid of asking to pay your dentistry expenses on monthly or quarterly basis.

Barter
It may sound crazy, but you can get free dentistry through the bartering system. Patients with different skills and professional services like carpentry or web design can trade their services for the dental treatment. For example, one can create a Web site for your dentist or offer plumbing, mechanic or any other service in exchange to the dental care costs.

Seek Out Dentistry in a Dental School
To super-size your dental care savings, consider having your dental work done at a dental school, where the dental procedures will be performed by students under the supervision of the qualified and skilled dentists at a fraction of what you would pay in a private care center.

Satisfying Dental Care Needs

If you are relocating to Raleigh, North Carolina or the Research Triangle Park area, this information may help you find the best dentist to provide the level of care most appropriate for you and your family.

How Accessible Are Dentists in Raleigh?

In Raleigh, dental care is much more accessible than it is in many other parts of North Carolina. Raleigh is located in Wake County, which is one of eight North Carolina counties with dentist-to-patient ratios that exceed the national average. Sadly, the state of North Carolina ranks 47th in the nation in terms of dentist-to-patient ratios. While the state ranks low for dental care availability, Raleigh residents have great access compared to the rest of the United States. By combining June 2009 figures from the North Carolina Dental Board with 2008 census figures for Raleigh, one can extrapolate that there is a ratio of about one dentist per 1,350 residents.

What Kind of Quality Can I Expect?

The quality of care (as well as the number of dental providers) in Raleigh is influenced by the nearby University of North Carolina School of Dentistry in Chapel Hill, NC. Raleigh, the Research Triangle Park area, and neighboring cities and counties have exceptional access to dental care, thanks in large part to the presence of graduates of this school.

Founded in 1954, the UNC School of Dentistry has a national reputation for both research and education. Each year, the school admits about 80 students to its DDS (doctorate of Dental Surgery) program, with about 80% of those being in-state admissions. In the United States, schools of dentistry – unlike medical and law schools – have no official rankings. However, UNC is typically a top contender on unofficial lists. The nationwide respect for the UNC School of Dentistry program helps to validate the quality of dental services being provided in Raleigh by graduates of that school.

The North Carolina Dental Board is the regulating body for providers of dental services in North Carolina. Its mission is to ensure that the dental profession merit and receive the confidence of the public and that only qualified persons be permitted to practice dentistry and dental hygiene in the state of North Carolina.
What Types of Dental Providers Exist?

While the North Carolina Dental Board is the regulatory body, the North Carolina Dental Society is a professional organization that promotes the improvement of the public’s oral health and the art and science of dentistry. It encourages the maintenance of high standards of practice and competency, and represents the interests of members of the dental profession and the public that it serves. While membership in the professional organization is not mandatory, the North Carolina Dental Society provides figures that give some insight into the distribution of different types of providers of dental care in Raleigh. Raleigh members include dental providers in these commonly used categories: General Practice (142), Orthodontists (17), Oral/Maxillofacial Surgery (11), Endodontists (9), Pediatrics (8), Periodontists (7). June 2009 figures from the North Carolina Dental Board indicated that 264 dentists in Raleigh were licensed to practice General Dentistry. The combination of these two sets of numbers should provide for rough extrapolation on the number of specialized providers.

What Are the Emerging Trends in Dental Care?

In Raleigh, the provision of dental services is beginning to change, thanks to the progressive thinking of some dentists. This change involves making a broader range of dental care services available under a single roof. General dentists willing to invest in appropriate training can offer a broader range of dental care services, a concept sometimes referred to as Comprehensive Dentistry. Some also include Cosmetic Dentistry services. Having services provided under a single roof also eliminates the need to obtain consents and transfer dental records from one practice to another.

This emerging model for dental care in Raleigh has distinct advantages – one being that the dentist most familiar with the patient’s dental care and preferences can provide most, if not all, of the needed services in a familiar environment. A familiar environment can help to reduce the anxiety that some patients experience when they have to go to a (new) specialist to receive needed services. (Be assured that general dentists who provide a broader range of dental services do refer very complex cases to appropriate dental care specialists who focus on only one very specific dental care issue, and whose skills may be needed in those particular situations.)

Since specialists in Raleigh are not nearly as accessible as general dentists (see figures above), general dentists who offer a broader range of services can help provide more timely treatment for many “non-routine” dental needs (e.g., wisdom tooth extraction, periodontal treatments, orthodontics). Ask any prospective provider of dental care in Raleigh to explain the range of services the practice is making available to you, as well as the specific credentials of the dentist(s). You may also want to ask whether the practice is accredited by the state of North Carolina to perform sedation dentistry, because the state recently enacted guidelines and an accreditation process to ensure public safety in the administration of sedation in dental practices.